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As we head into 2015, researchers from Deloitte predict that U.S. P/C insurers will join their voices with their counterparts in Europe to amp up the dialogue on climate change. In this interview at the Property/Casualty Insurance Joint Industry Forum, Sam Friedman, Insurance Research Leader at the Deloitte Center for Financial Services, explains where U.S. insurer have been on the issue and what might change going forward.